Vacant Property Insurance

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Benefits

  • Comprehensive cover available
  • Interest free direct debit available
  • Short term cover with no cancellation charge
  • Immediate Cover
  • Policies can include theft & malicious damage
  • Contents cover available for vacant property

Vacant Property Insurance

You may find yourself with a vacant property, and be finding it difficult to get the right insurance coverage. Some insurers are not keen on supplying insurance for this specific area of property, and premiums can vary depending on the reasons why the property is vacant. Reasons can include a pending sale, waiting to move in, renovation or being redecorated before being let out.

Vacant properties are also seen as more high risk, as they are more likely to succumb to theft and vandalism. There is also the fear of squatters and any damage caused as a result of property neglect for long periods of time. Vacant property insurance is also known as unoccupied property insurance or empty property insurance.

You may wish to let your property out in the future, which is also a concern for insurers. This is due to tenants being less likely to take good care of a property, as they do not own it.

There are a range of vacant property insurance policies available and you can select from a range of different quotes by top UK insurers, the one that best suits your needs. Reasons for you requiring coverage for your unoccupied property insurance include,

  • Death of a previous owner, resulting in the property being put up for sale by the estate
  • The property is uninhabitable due to renovation and repairs
  • The property is changing owners

To improve upon your policy, there are a number of measures that can be taken. This includes securing windows and doors, and carrying out a regular inspection of the property.

When choosing an empty property insurance policy, it is important to ensure that you select the one most suited to your requirements. Make certain that you thoroughly check your policy to have peace of mind that you are not excluded from making a claim under any exemptions.

For a scheme by a UK insurer, that is suitable for you, check online with UKinsurancenet now for a superb quote.